:root{--blue:#145DA0;--navy:#17324D;--green:#42A85A;--light:#F2F7FC;--text:#475569;--border:#E2E8F0}
body{font-family:'Inter',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;color:var(--text);background:#fff}
h1,h2,h3,h4,h5{color:var(--navy);font-weight:700}
a{color:var(--blue)}
.btn{border-radius:10px;font-weight:600;padding:.6rem 1.2rem}
.btn-primary{background:var(--blue);border-color:var(--blue)}
.btn-primary:hover{background:#0f4c85;border-color:#0f4c85}
.btn-success{background:var(--green);border-color:var(--green)}
.btn-outline-primary{color:var(--blue);border-color:var(--blue)}
.btn-outline-primary:hover{background:var(--blue);border-color:var(--blue)}
.topbar{background:var(--navy);color:#cbd5e1;font-size:.85rem;padding:.4rem 0}
.topbar a{color:#fff;text-decoration:none}
.site-nav{background:#fff;border-bottom:1px solid var(--border);position:sticky;top:0;z-index:1030}
.brand{font-weight:800;font-size:1.3rem;color:var(--navy)!important;letter-spacing:-.3px}
.brand span{color:var(--green)}
.site-nav .nav-link{color:var(--navy);font-weight:500}
.site-nav .nav-link.active,.site-nav .nav-link:hover{color:var(--blue)}
.hero{background:linear-gradient(180deg,var(--light),#fff);padding:3.5rem 0}
.hero h1{font-size:2.4rem;line-height:1.2}
.section{padding:4rem 0}
.section-alt{background:var(--light)}
.card-x{background:#fff;border:1px solid var(--border);border-radius:14px;box-shadow:0 4px 18px rgba(23,50,77,.06);padding:1.5rem;height:100%}
.icon-box{width:52px;height:52px;border-radius:12px;background:var(--light);color:var(--blue);display:flex;align-items:center;justify-content:center;font-size:1.5rem;margin-bottom:1rem}
.step-no{width:42px;height:42px;border-radius:50%;background:var(--green);color:#fff;font-weight:700;display:flex;align-items:center;justify-content:center;margin-bottom:.8rem}
.form-control,.form-select{border-radius:10px;border-color:var(--border);padding:.6rem .8rem}
.form-control:focus,.form-select:focus{border-color:var(--blue);box-shadow:0 0 0 .2rem rgba(20,93,160,.15)}
.small-note{font-size:.78rem;color:#64748b}
.emi-out{background:var(--navy);color:#fff;border-radius:14px;padding:1.5rem}
.emi-out .big{font-size:2rem;font-weight:800;color:#fff}
.emi-out .lbl{font-size:.8rem;color:#cbd5e1}
.page-head{background:var(--light);padding:2.5rem 0}
.site-footer{background:var(--navy);color:#cbd5e1;padding:3rem 0 1rem}
.site-footer a{color:#cbd5e1;text-decoration:none}
.site-footer a:hover{color:#fff}
.site-footer h6{color:#fff}
.site-footer ul{list-style:none;padding:0}
.site-footer li{margin-bottom:.4rem}
.disclaimer{border-top:1px solid #2d4a66;margin-top:2rem;padding-top:1rem;font-size:.78rem;color:#94a3b8}
@media(max-width:768px){.hero h1{font-size:1.8rem}.section{padding:2.5rem 0}}