Know the basics
About Personal Loan
A personal loan is typically an unsecured loan repaid in monthly instalments (EMIs) over an agreed tenure. Terms depend entirely on the lender and the applicant.
Flexible personal finance
Personal Loan
Understand how personal loans work and submit an enquiry when you are ready.
Clear information
Simple online enquiry
No obligation to proceed
Explore Personal Loan
Loan terms and approval depend on the lender.
Common uses
- Personal or household expenses
- Medical expenses
- Education or other eligible needs
- Wedding or planned expenses
Eligibility factors
- Age and residency requirements set by the lender
- Stable income or employment
- Credit history and repayment record
- Existing obligations
Possible documents
- Identity proof
- Address proof
- Income proof such as salary slips or bank statements
- Any other document the lender requests
Factors to consider
- Credit score and history
- Income and employment stability
- Loan amount and tenure
- Lender policy and processing charges
General information only; this is not a lender offer. Eligibility, interest rates, fees, amounts, tenure and approval are decided by the lender and vary by applicant. Submitting an enquiry does not guarantee a loan.
Plan your monthly instalment
Use the EMI calculator for an estimate. Actual terms are set by the lender.
Monthly EMI
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Total Interest Payable
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Total Repayment Amount
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Results are estimates only. The interest rate shown is an example you can change; it is not an actual lender offer. Actual EMI depends on the lender's approved rate, fees and terms.